How Community Funding Works
Our innovative approach connects investors with aspiring homeowners, creating a win-win solution that makes homeownership possible without a traditional deposit.
What is Community Funding?
Community funding is an innovative property investment model that allows everyday Australians to buy their dream home without needing a traditional deposit. Instead of saving for years, you can access homeownership through our network of private investors.
Our investors provide the deposit and receive a share of the property's future growth, while you get to live in and eventually own your home outright.
Your Journey to Homeownership
Follow our proven 6-step process to go from renter to homeowner
Check Your Eligibility Online
Start by answering a few quick questions on our website to see if you might qualify. No credit checks, no commitments, just a soft initial filter to get the ball rolling.
Personal Consultation
Once you're ready, we'll gather the details we need and pass it over to our finance team to assess what you can be approved for.
Submit Your Info for Finance Review
Once you're ready, we'll gather the details we need and pass it over to our finance team to assess what you can be approved for. This part is all about matching you to the right plan.
Get Pre Approval and Explore Homes
Once finance comes back with the green light, we'll help you understand your buying power and start the fun part. That means looking for homes that fit your budget and your goals.
We Guide You Through to Settlement
From picking the right property to sorting your team (brokers, banks, solicitors), we're with you the whole way through until the keys are in your hand.
Join the Community
When you're settled in, you'll be part of the Getta Home community where we share tips, stories, and support to help you thrive in your new place.
Benefits for Everyone
Community funding creates win-win outcomes for both homebuyers and investors
For Homebuyers
- No deposit required to purchase your home
- Stop paying rent and start building equity
- Live in your own home immediately
- Full ownership of the property
- Professional support throughout the process
For Investors
- Fixed returns on property investment
- 5 year pay back period
- Diversified property portfolio opportunities
- Helping families achieve homeownership
- Transparent and secure investment structure
Frequently Asked Questions
Get answers to common questions about community funding
How much does community funding cost?
There are no upfront costs to you. Our fees are built into the loan and are only paid upon successful completion of your property purchase.
Do I need a deposit to get started?
Not at all. The whole point of the GettaHome program is to help you move forward without needing a big upfront deposit. We work with you to find the right path based on your situation.
What kind of homes can I buy through the program?
You can look at a range of established homes that fit within your approved budget. At this time there is no option for construction or house and land packages.
How long does the process usually take?
Every situation is a little different, but most clients move from application to settlement in 6-12 weeks. We make sure you always know what step you are at and what comes next.